[Amended 10/14/26] A container is dropped during discharge. A reach stacker punches a hole in a reefer. Cargo in a transit shed is damaged by water ingress, or walks off the terminal entirely. In each case the goods belong to somebody else, they were in your possession when it happened, and the cargo owner or its subrogated underwriter will be in touch. Your commercial general liability policy will not respond to any of it. That is not a gap in your program, an oversight by y
