Privacy Policy
NORD YOUNG
A Legal Disclaimer
Effective Date: February 26, 2025
Nord Young, LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website nordyoung.com or use our services.
Privacy Policy
1. Information We Collect
We may collect the following types of information when you contact us or request our services:
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Name
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Company name
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Email address
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Phone number
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Business information (vessel details, cargo information, insurance needs)
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Any other information you voluntarily provide
When you visit our website, we may automatically collect:
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IP address
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Browser type and version
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Device information
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Pages visited and time spent on pages
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Referring website addresses
2. How We Use Your Information
We use the information we collect to:
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Provide insurance brokerage and energy solutions services
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Respond to your inquiries and service requests
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Process insurance quotes and applications
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Communicate with you about our services
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Improve our website and services
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Comply with legal and regulatory requirements
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Prevent fraud and maintain security
3. How We Share Your Information
We may share your information with:
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Insurance carriers and underwriters (to obtain quotes and bind coverage)
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Service providers who assist in our business operations
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Legal and regulatory authorities (when required by law)
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Business partners (with your consent)
We do not sell your personal information to third parties.
4. Data Security
We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
5. Data Retention
We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Insurance-related records are typically retained for at least 7 years in accordance with industry standards.
6. Your Rights
You have the right to:
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Access the personal information we hold about you
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Request correction of inaccurate information
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Request deletion of your information (subject to legal retention requirements)
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Opt out of marketing communications
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Object to processing of your information
To exercise these rights, contact us at richard.young@nordyoung.com.
7. Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance user experience. You can control cookies through your browser settings.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites.
9. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect information from children.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Effective Date" at the top of this policy. We encourage you to review this Privacy Policy periodically.
11. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
Nord Young, LLC
Email: richard.young@nordyoung.com
Phone: +1 (865) 243-1137
12. Compliance
This Privacy Policy complies with applicable data protection laws, including:
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General Data Protection Regulation (GDPR) for EU residents
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California Consumer Privacy Act (CCPA) for California residents
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Other applicable state and federal privacy laws
For California Residents:
Under the CCPA, you have the right to request disclosure of the categories and specific pieces of personal information we have collected, the right to request deletion of your personal information, and the right to opt out of the sale of your personal information. We do not sell personal information.
For EU Residents:
Under the GDPR, you have rights including access, rectification, erasure, restriction of processing, data portability, and the right to object. You also have the right to lodge a complaint with a supervisory authority.